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As an owner operator, most of your insurance needs can be met by 3 different products. You need to protect your livelihood and your equipment and yourself; and if you are leased onto a motor carrier, your coverage need will be determined under the lease agreement. And, while some motor carriers may offer to provide these vital insurance coverages, you can often get a better deal by purchasing them yourself. In addition, you'll be able to make choices to customize your policy to your needs and know exactly how much protection you're getting.
When you are an independent driver leased to a motor carrier, that carrier probably provides the majority of your liability insurance coverage. However, it’s usually in your best interest to purchase your own non-trucking liability, physical damage and occupational accident insurance; and InsureMyRig.com has the insurance options that you need.
If you need to get a quote on leased operator insurance contact one of our owner-operator experts (Kim, Alexis or Jessica) and have them help you purchase the right insurance products for your specific need.