Commercial Auto Truck Insurance

Commercial Truck Insurance Quotes

Four easy ways to get a Semi Insurance quote:

1. Call

888-931-1934 or 419-475-8750 (fax)

2. Owner/Operator?

3. Have Own Authority?

4. Live Chat

Click green 'Chat With Us' box below

Why Choose Insure My Rig?

  • The best price
  • The best service
  • The best products
  • 80+ years of Insuring semi truck drivers

What is Commercial Auto Liability Insurance?

Any company that operates commercial equipment engaged in the business of transporting goods for others must have a commercial auto liability policy. This policy will provide coverage for bodily injury and property damage to others. The covered equipment could mean a tractor/trailer, a bus, a van or any public vehicle carrying passengers or cargo. Before operating as a motor carrier, your insurance carrier will post insurance filings with the FMCSA to demonstrate that you have auto liability insurance. You cannot legally operate your equipment until these filings are in place.

Our coverage is extensive, and our service is outstanding. We insure almost any business type, including new ventures, and our commercial auto liability limits — up to $1 million CSL or more— can meet the needs of both small and large trucking companies.

Insure My Rig insures the following types of vehicles:

  • Tractor Trailers
  • Drive away operations
  • Cargo Vans
  • Dump Trucks
  • Tow Trucks
  • and Many More

What is Commercial Auto Liability Insurance

Don’t be confused by the word auto in this type of insurance. If you own a trucking company or are an independent semi driver engaged in the business of transporting goods, you must have a commercial auto liability policy.

In the event of an incident, such as damage to one of your semis from accident, weather or other incident, you can file a claim and receive compensation that will help cover the cost of repairs – and more.

If you or one of your drivers is at fault in an accident that injuries another person or damages their property, that person can file a claim with your insurance company. In this case, your commercial auto liability insurance will cover the cost of the claim, up to the limit of your policy.

After you get your quotes, pin down the cost and buy the insurance, your agent will post insurance filings with the Federal Motor Carrier Safety Administration to show that you have auto liability insurance.

Tip: Many trucking company owners and independent semi drivers choose to buy a commercial umbrella policy to cover the costs of large liability claims that exceed the limits of the vehicle liability policy. This strategy can provide much higher limits - in $1 million increments, to cover the costs of liability claims and law suits and protect your business from potential financial upheaval.

Remember: You cannot legally operate your semi – or fleet of trucks - until these filings are in place.

What Does Commercial Auto Liability Insurance Cover

Commercial Auto Liability Insurance includes a wide variety and types of coverage. Additional insurance, such as the umbrella policy mentioned above, can be purchased separately. You’ll need to choose what your coverage amounts will be and your deductible amounts.

Typical coverage includes:

  • Property damage liability
  • Liability for bodily injury to others
  • Personal injury to you, your employed drivers and passengers, including medical; expenses and lost wages
  • Collision coverage for accident-related costs regardless of who's at fault
  • Comprehensive non-collision related damage coverage
  • Hospitalization, treatment and funeral costs coverage
  • Uninsured and under-insured motorist coverage
  • Non-owned auto coverage if you or your employees drive a rented or loaner semi
  • Loading and unloading liability
  • Towing and labor costs

How Much Coverage Do You Need and How Much Will It Cost

There are no set rules on how much commercial auto liability insurance you need. Some insurance companies require a minimum of $100,000 coverage per big rig, with recommendations of $500,000 to $1 million.

Costs depend on the amount of coverage you choose and the deductable. The higher the deductable, the lower the cost.

Advice: Meet with an experienced trucking insurance expert to discuss the best commercial auto liability policy for you. You can save money and have a policy custom-designed for you, two great reasons to make the call. has experienced and professional 18-wheeler insurance experts who can assist you with getting the best commercial auto liability coverage for your money.

Here are 4 easy ways to get a semi truck quote from InsureMyRig:

1. Call [888] 931 - 1934 Ext. 292

2. Owner/operators: Fill out the online quote form here or email:

  • Kim Astelk: Ext. 292
  • Alexis McNally: Ext. 248
  • Jessica Shuman: Ext. 218

3. Have own authority? Fill out the online quote form here or email:

  • Lisa Louk: Ext. 302
  • Brittany Murray: Ext. 230
  • Wendy Sallows: Ext. 223

4. Live chat: [419] 475 - 8750

Protect Your Business With Realiable Commercial Trucking Insurance

p: 888-931-1934 | f: 419-475-8750 | 3912 Sunforest Court, Toledo, Ohio 43623

The information contained in this website is offered only to provide the reader with a general understanding of the subject matter. Nothing contained herein should be regarded as legal advice or as a warranty of veracity or averment of any fact. Whether such information is drawn from a simple glossary of terms, or enumeration of definitions for industry jargon or else wise, it is published only for general information and should not be regarded as legally binding. No language contained herein is part of any contract or policy of insurance and is only given publicly to allow for a conceptual understanding of commonly used terms.

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