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Trucking Occupational Accident coverage is insurance for protecting the most important assets of the trucking business: the drivers behind the wheel. The primary focus of Trucking Occupational Accident coverage is to help drivers get well and back to work in a timely manner after they've suffered a work-related injury. It provides the driver with quality medical care and saves him/her money on prescriptions; it can also pay disability benefits when needed. Typically this coverage not only includes medical and disability, but it also provides coverage for on-the-job death and dismemberment accidents.
Flexible policies exist to offer you a wide range of choices in benefit levels; additionally, these policies can be bundled with other coverages. The purpose is to help drivers save on out-of-pocket expenses, so the coverage can be customized to best suit your individual needs. Please contact InsureMyRig.com so that we may help you find the best coverage for your unique situation.
Motor carriers and the independent owner-operators who contract with them face specialized financial risks Insure My Rig understands this. An accident can have a serious economic impact on an owner operator and his family — and can leave a motor carrier liable for the losses. Occupational Accident Insurance is part of an effective, affordable, reliable solution for motor carriers and truckers alike.
Occupational accident insurance from Insure My Rig is customized for motor carriers, owner-operators and contract drivers. Coverage pays benefits for accidental death or dismemberment, accident-related medical expenses and temporary or continuous total disability. Motor carriers can increase coverage to include non-job-related accidents, felonious assault, paralysis, seat belt use, air bag equipped vehicle, severe burns and passenger accidents. Occupational accident insurance is not a substitute for Workers’ Compensation coverage.
Occupational accident insurance covers eligible on-the-job accidents that owner-operators or contract drivers sustain while under dispatch. We have the expertise and flexible options that enable us to customize this insurance to cover the unique risks motor carriers and their drivers confront every day.
If you need to get a quote on occupational accident insurance contact our division manager, Michael Lawrence, or any of our sales representatives and give them your truck information and they will get you a quote.